Introducing The Check Up Report

We’re thrilled to unveil The Check Up Report, our first in-depth research publication exploring the current and future state of fintech. Based on a comprehensive survey of senior fintech executives and industry leaders, this report delivers direct insights into the challenges, trends, and opportunities shaping the sector today.

‍

It’s available here: https://qrco.de/bfmYzD 

‍

The Check Up at a Glance

• 50+ fintech leaders surveyed, with 86% at the senior, founder, or CEO level

• Exclusive interviews with six industry leaders, offering firsthand perspectives on fintech’s evolving landscape

• Real sentiment from the fintech ecosystem—what’s working, what’s not, and what’s next

‍

What Did We Find?

• 50% of fintech leaders say market conditions in Europe are currently challenging or very challenging.  

• Despite this, 67% remain optimistic about sector growth in the next year.  

• 35% believe fintech investment levels won’t return to 2021 peaks until after 2028, while 17% think they never will.  

• 70% agree or strongly agree that Europe has lost its competitive edge to the U.S. in recent years.  

‍

Why This Report Matters

Fintech is built on innovation, resilience, and ambition. It connects businesses, individuals, and communities, ensuring money moves safely and securely. As we move deeper into 2025, industry leaders must navigate a rapidly shifting landscape.

‍

With The Check Up Report, we set out to take the pulse of the fintech industry—checking in with the entrepreneurs and executives shaping its future. From investment sentiment to regulatory hurdles, the findings highlight where the sector stands and what’s needed to ensure fintech continues to drive progress.

‍

Who Did We Speak To?

In addition to the fintech founders, leaders and senior executives that we surveyed, the Check Up includes exclusive interviews with the following fintech thought leaders:

‍

Alex Mifsud - CEO and Co-Founder of Weavr 

Alireza Goudarzi - CEO and Founder of CYVI 

Anastasija Plotnikova - CEO and Co-Founder of Fideum Group

Ivan Wong - Investment Associate at Main Set

Lena Hackelöer - CEO and Founder of Brite Payments

Wayne Scott - Regulatory Compliance Solutions Lead at Escode

‍

The report also features additional insights from:

‍

Katie Ramsey - Head of Fintech at the Department for Business & Trade

Susanne Chishti - Founder and CEO of FINTECH Circle

Kimberley Waldron - Founder and Managing Director of Started PR

Ryan Woods - Head of Strategy at Started PR

‍

‍

What’s Next?

As the industry reaches a pivotal moment, one thing is clear: fintech leaders are driving innovation, overcoming challenges, and shaping the future of financial services. This report amplifies their voices, providing a platform to showcase their resilience, vision, and the opportunities ahead for the sector.

‍

To this end, the first edition of The Check Up is just the beginning. Throughout the year, we’ll be rolling out a series of reports to track industry sentiment, highlight key opportunities, and help fintechs stay ahead in an evolving landscape. Keep an eye out for future updates, which will be coming your way soon. 

To read the full report to uncover exclusive insights and see what’s next for this world-changing industry, please visit: https://qrco.de/bfmYzD